DRIP

T dividend calculator

AT&T Inc.. AT&T pays a high quarterly dividend. Note its history: the payout was reset lower in 2022 after the WarnerMedia spin-off, so long-term growth statistics start from that reset.

T4.71% yield$23.58/shareQuarterly

424.1 shares at $23.58

Adjust assumptions (advanced)

Defaults come from T's verified data shown above.

Value after 10 years
$47,574
Without DRIP: $41,458
Contributed
$10,000
Dividends
$5,504
Income/mo, yr 10
$50
With DRIPWithout DRIPContributions
$0$25K$50KNowYear 5Year 10

Reinvesting adds $6,116 (14.8%) over taking dividends as cash.

Year-by-year breakdown
YearPortfolio valueDividendsMonthly incomeCumulative dividendsYield on cost
1$11,893$479$40$4794.8%
2$14,070$499$42$9785.0%
3$16,570$517$43$1,4955.2%
4$19,434$534$45$2,0305.3%
5$22,712$549$46$2,5795.5%
6$26,460$563$47$3,1425.6%
7$30,743$575$48$3,7175.8%
8$35,632$586$49$4,3035.9%
9$41,211$596$50$4,8996.0%
10$47,574$605$50$5,5046.0%

Educational purposes only. This calculator is for educational purposes only and does not constitute financial or investment advice. Past performance does not guarantee future results. Projections are hypothetical illustrations based on historical data and simplified assumptions — actual results will differ. Consult a qualified financial advisor before investing.

Data as of , verified against: stockanalysis.com, digrin.com. Official fund/IR page: T. Prices and yields change daily — figures here are for modeling, not trading.

T at a glance

Dividend yield (TTM)
4.71%
$1.11/share over 12 mo
Share price
$23.58
as of Jun 12, 2026
Payment schedule
Quarterly
Dividend growth
0.0%
past year
Price trend
+13.9%
per year, 3-yr

T DRIP projections at standard amounts

Starting investmentValue after 10 yearsTotal dividendsMonthly income, year 10
$1,000$4,757$550$5
$10,000$47,567$5,500$50
$50,000$237,837$27,502$252
$100,000$475,674$55,004$504

Assumes you reinvest the dividends, add nothing further, pay no tax, and that T's historical rates above hold steady. That's a hypothetical illustration, not a forecast. Change any assumption in the calculator.

Recent dividend history

Ex-dividend dateDividend / share
Apr 10, 2026$0.2775
Jan 12, 2026$0.2775
Oct 10, 2025$0.2775
Jul 10, 2025$0.2775
Apr 10, 2025$0.2775

AT&T reset its dividend lower in 2022 after spinning off WarnerMedia and has held it at $0.2775 per quarter since, so 0% growth is the verified recent reality. The 3-year price trend reflects the stock's post-spin recovery — over longer windows that include the 2022 reset, the price trend is much weaker.

Tax treatment of T dividends

Dividends are generally qualified for most U.S. investors who meet the holding-period rules — taxed at long-term capital-gains rates rather than ordinary income rates.

More detail: qualified vs. ordinary dividends. Set the matching tax rate in the calculator to see after-tax results.

Related calculators

T dividend questions

What is T's dividend yield?
As of June 12, 2026, T's trailing-twelve-month dividend yield is 4.71%: $1.11 per share over the last 12 months against a $24 share price. That figure moves daily as the price changes.
How often does T pay dividends?
T pays quarterly. The most recent dividend was $0.2775 per share (ex-date April 10, 2026).
How much income does $10,000 of T generate?
About $471 a year at the current rate, or roughly $39 a month before taxes.
How many shares of T do I need for $1,000 a month?
At T's current yield (4.71%), about 10,811 shares — roughly $254,919 invested — would generate $1,000 per month before taxes. The dividend and share price both change over time, so treat it as a current snapshot rather than a fixed requirement. Use the income-target calculator above to try other amounts.
How much will $10,000 in T be worth in 10 years with dividends reinvested?
Holding T's current figures constant (4.71% dividend yield, 0.0%/yr dividend growth, +13.9%/yr price trend), $10,000 with dividends reinvested projects to roughly $47,567. That is a hypothetical illustration from past data — not a forecast or advice. Use the calculator to test other assumptions.
Are T's dividends qualified dividends?
Dividends are generally qualified for most U.S. investors who meet the holding-period rules — taxed at long-term capital-gains rates rather than ordinary income rates.
How this calculator works (assumptions & method)

The simulation runs month by month. Each month the share price moves at the annual growth rate you set, any contribution buys shares at that month's price, and dividends land on the fund's real schedule, whether that's monthly, quarterly, or weekly. With DRIP on, each dividend buys more shares the day it's paid. With DRIP off, it piles up as cash that earns nothing, which is the cleanest way to see what reinvestment alone is worth.

Dividends per share step up once a year at the growth rate, the way companies actually raise them. Weekly payers are modeled as monthly, since the difference is too small to matter. Taxes apply to dividends at the moment they're paid and nothing else: price gains count as unrealized, so no capital-gains tax is modeled. Setting the rate to 0% approximates an IRA or 401(k).

The starting yield, growth, and schedule come from the ticker's verified data, with the sources and date shown on the page. Those rates then hold flat for the whole projection. Real markets won't cooperate, and that's the point: this is an illustration, not a forecast. Fund fees are already baked into the historical figures, and the model adds no costs on top.